The basic foundation of a sound financial plan should include life insurance protection to replace the current and future lost wages of an insured person who dies before having completely provided for current and future family needs. Term life insurance pays a specific amount to your designated beneficiary if you die during the policy term.

Sure Term
Sure Term, a level term life insurance product for 10, 15, 20 or 30 years, is available through LGFCU at guaranteed premium rates. To offer competitive rates, the product is fully underwritten with five underwriting classes from preferred best to custom under no nicotine use and three classes from preferred to custom with nicotine use. A paramedical examination is scheduled as part of the application process.

Coverage is available in amounts of $50,000 to $1,000,000 or more. Policies are underwritten by Genworth Life Insurance Company.

Fixed payments for the term of your insurance policy
The amount you pay is guaranteed not to increase during the term of your coverage. You may pay premiums monthly, quarterly, semiannually or annually. For extra convenience, monthly payments can be automatically drafted from a checking account. Please note that premiums paid more frequently than annually result in higher total annual cost.

Contact our Insurance Specialists to obtain a risk-free quote Monday-Friday, 8:30 a.m. to 5:30 p.m
Having adequate life insurance is one of the most important things you can do to protect the people you care about. So make time to give your family a gift of love they'll never forget.

LGFCU Insurance Services is licensed to sell insurance in North Carolina only.