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0.15 APY

Flexible deposit account

Minimum deposit


What are the advantages of a Money Market Account?

A Money Market Share Account can provide a higher rate of return than a traditional savings account, thanks to competitive rates and dividends that compound daily. With dividends, referred to at some financial institutions as interest, you earn money on your account at a rate determined by our Board of Directors.

Compounded dividends means that when your dividend is added to your balance, the original dividends themselves earn dividends. When that happens every day, it adds up quickly. Plus, you can feel good knowing your funds are NCUA insured and can be accessed using any CashPoints® ATM.

To earn dividends on your Money Market Account, you must maintain a minimum daily balance of $250. Dividends will accrue every day that your balance is at or above $250.

There is a $2 service fee if your balance drops below $250 during any statement period.

You can also use this account as an Overdraft Transfer Service for your LGFCU checking account.

To enroll in Overdraft Transfer Service, log into Member Connect, call us at 888.732.8562 or visit a local branch. Funds will be transferred to your Checking Account in $50 increments from share and deposit accounts, Visa® Credit Cards and open-end Signature Loans. Overdraft transfers occur in whole dollar amounts. Each overdraft transfer is subject to a service fee in the amount of $0.50.

Money Market account funds may not be used as collateral for an LGFCU loan.

Get started with a Money Market Account

It's easy to open a Money Market Share Account with a low minimum deposit of $250. When opening your account, you have the option to receive an LGFCU Visa® Debit Card or ATM/Member Access Card.

The dividend rate is set by the Board of Directors and is subject to change daily.

Next Steps

Choose a way to request your Money Market Share Account:

Your resources: Deposit Services Brochure