LGFCU banking channels will be closed starting May 30 at 5 p.m.

As we transition member accounts to Civic, LGFCU and Civic banking channels will be unavailable starting Friday, May 30 at 5 p.m. Civic channels will reopen on June 3. See details.

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Deposit account applications disabled as of May 15

As we prepare for LGFCU to become Civic, LGFCU is no longer accepting deposit account applications, as of May 15. But don’t worry — you can open new accounts at Civic.

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Overhead shot of hands protecting a pink ceramic piggy bank.
0.05% APY

Protection

for your LGFCU Checking Account

No fees for transfers

APR: Annual Percentage RateAPY: Annual Percentage YieldDeposit Rate Sheet

When your checking account balance dips too low, we think you should be able to easily transfer funds you have in other accounts to keep it safe from overdraft. That's why we offer Overdraft Transfer Service for your checking account using any one of the following LGFCU accounts:

How it works

When you have Overdraft Transfer Service, a transfer will be made from one of these accounts into your checking account to keep it safe from overdraft fees, up to the entire available balance or amount of credit. Funds will be transferred in $50 increments from share and deposit accounts and open-end Signature Loans. Funds will be transferred in $500 increments from Home Equity Lines of Credit.

Overdraft transfers occur in whole dollar amounts, and there's no fee when a transfer takes place.

We can help

If you're having trouble keeping a positive balance or enough funds to pay for the things you need, call or visit your local branch for help getting your finances back on the right track. 

Next Steps

Choose a way to enroll in Overdraft Transfer Service.

Your resources: Supplemental Terms and Conditions for LGFCU Visa® Debit, CashPoints®, CashPoints Global and HSA Cards

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