Deposit rates
Share Savings Accounts
Effective 4/1/25
Account type
Rate
APY†
Min. deposit to open
†APY: Annual Percentage Yield
Checking Accounts
Effective 4/1/25
Account type
Rate
APY†
Min. deposit to open
†APY: Annual Percentage Yield
Share Term Certificates
Effective 4/1/25
Account type
Rate
APY†
Term
Min. deposit to open
4.35%
4.35%
6 months
$250
4.65%
4.65%
12 months
$250
5.05%
5.05%
18 months
$250
4.35%
4.35%
24 months
$250
4.15%
4.15%
30 months
$250
4.20%
4.20%
36 months
$250
4.25%
4.25%
48 months
$250
4.30%
4.30%
60 months
$250
Dividend Rates Information
Dividend rates on Share Term Certificates have been set subject to the availability of funds. Dividends are paid from current income and available earnings, after required transfers to reserves at the end of a dividend period. Depending on options chosen, most accounts have modest service charges that could reduce net earnings. There is a penalty for early withdrawal from certificates. The dividends on all accounts except certificates are variable and may change at preset intervals after the account is opened. All depository services compound dividends daily, except Share Term Certificates. Initial/opening rates are subject to change without notice. Please call your local branch for current rates.
†APY: Annual Percentage Yield
Individual Retirement Accounts (IRA)
Effective 4/1/25
Dividend Rates Information
Dividend rates on IRAs have been set subject to the availability of funds. Dividends are paid from current income and available earnings, after required transfers to reserves at the end of a dividend period. Depending on options chosen, most accounts have modest service charges that could reduce net earnings. There is a penalty for early withdrawal from certificates. The dividends on all accounts except certificates are variable and may change at preset intervals after the account is opened. All depository services compound dividends daily, except Share Term Certificates. Initial/opening rates are subject to change without notice. Please call your local branch for current rates.
†APY: Annual Percentage Yield
Health Savings Account
Effective 4/1/25
†APY: Annual Percentage Yield