LGFCU loan applications phased out as of April 1

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Deposit rates

Share Savings Accounts

Effective 4/1/25
Account type
Rate
APY
Min. deposit to open
0.40%
0.40%
$5
0.40%
0.40%
$0
2.08%
2.10%
$250
0.25%
0.25%
$25
0.40%
0.40%
$25

APY: Annual Percentage Yield

Checking Accounts

Effective 4/1/25
Account type
Rate
APY
Min. deposit to open
0.05%
0.05%
None
0.15%
0.15%
None

APY: Annual Percentage Yield

Share Term Certificates

Effective 4/1/25
Account type
Rate
APY
Term
Min. deposit to open
4.35%
4.35%
6 months
$250
4.65%
4.65%
12 months
$250
5.05%
5.05%
18 months
$250
4.35%
4.35%
24 months
$250
4.15%
4.15%
30 months
$250
4.20%
4.20%
36 months
$250
4.25%
4.25%
48 months
$250
4.30%
4.30%
60 months
$250

Dividend Rates Information
Dividend rates on Share Term Certificates have been set subject to the availability of funds. Dividends are paid from current income and available earnings, after required transfers to reserves at the end of a dividend period. Depending on options chosen, most accounts have modest service charges that could reduce net earnings. There is a penalty for early withdrawal from certificates. The dividends on all accounts except certificates are variable and may change at preset intervals after the account is opened. All depository services compound dividends daily, except Share Term Certificates. Initial/opening rates are subject to change without notice. Please call your local branch for current rates.

APY: Annual Percentage Yield

Individual Retirement Accounts (IRA)

Effective 4/1/25
Account type
Rate
APY
3.50%
3.56%
3.50%
3.56%
3.50%
3.56%

Dividend Rates Information
Dividend rates on IRAs have been set subject to the availability of funds. Dividends are paid from current income and available earnings, after required transfers to reserves at the end of a dividend period. Depending on options chosen, most accounts have modest service charges that could reduce net earnings. There is a penalty for early withdrawal from certificates. The dividends on all accounts except certificates are variable and may change at preset intervals after the account is opened. All depository services compound dividends daily, except Share Term Certificates. Initial/opening rates are subject to change without notice. Please call your local branch for current rates.

APY: Annual Percentage Yield

Health Savings Account

Effective 4/1/25
Account type
Rate
APY

APY: Annual Percentage Yield