LGFCU banking channels will be closed starting May 30 at 5 p.m.

As we transition member accounts to Civic, LGFCU and Civic banking channels will be unavailable starting Friday, May 30 at 5 p.m. Civic channels will reopen on June 3. See details.

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All LGFCU applications discontinued as of May 15

As we prepare to move LGFCU members to Civic, we’re phasing out LGFCU applications. But don’t worry — you can join Civic and open your new accounts online in just minutes.

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Deposit rates Mortgage rates Loan rates
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Apply for loans and deposit accounts through Civic

As we get ready to move accounts to Civic, we phased out LGFCU loans and are disabling deposit account applications as of May 14. But you can still apply for a loan or open a deposit account with Civic if you’re ready to become a member now. 
See Civic rates and learn more..

Deposit rates

Share Savings Accounts

Effective 4/28/25
Account type
Rate
APY†
Min. deposit to open
0.40%
0.40%
$5
0.40%
0.40%
$0
2.08%
2.10%
$250
0.25%
0.25%
$25
0.40%
0.40%
$25
Download rate sheet Calculators

†APY: Annual Percentage Yield

Checking Accounts

Effective 4/28/25
Account type
Rate
APY†
Min. deposit to open
0.05%
0.05%
None
0.15%
0.15%
None
Download rate sheet Calculators

†APY: Annual Percentage Yield

Share Term Certificates

Effective 4/28/25
Account type
Rate
APY†
Term
Min. deposit to open
4.35%
4.35%
6 months
$250
4.65%
4.65%
12 months
$250
5.50%
5.50%
18 months
$250
4.35%
4.35%
24 months
$250
4.15%
4.15%
30 months
$250
4.20%
4.20%
36 months
$250
4.25%
4.25%
48 months
$250
4.30%
4.30%
60 months
$250
Download rate sheet Calculators

Dividend Rates Information
Dividend rates on Share Term Certificates have been set subject to the availability of funds. Dividends are paid from current income and available earnings, after required transfers to reserves at the end of a dividend period. Depending on options chosen, most accounts have modest service charges that could reduce net earnings. There is a penalty for early withdrawal from certificates. The dividends on all accounts except certificates are variable and may change at preset intervals after the account is opened. All depository services compound dividends daily, except Share Term Certificates. Initial/opening rates are subject to change without notice. Please call your local branch for current rates.

†APY: Annual Percentage Yield

Individual Retirement Accounts (IRA)

Effective 4/28/25
Account type
Rate
APY†
3.50%
3.56%
3.50%
3.56%
3.50%
3.56%
Download rate sheet Calculators

Dividend Rates Information
Dividend rates on IRAs have been set subject to the availability of funds. Dividends are paid from current income and available earnings, after required transfers to reserves at the end of a dividend period. Depending on options chosen, most accounts have modest service charges that could reduce net earnings. There is a penalty for early withdrawal from certificates. The dividends on all accounts except certificates are variable and may change at preset intervals after the account is opened. All depository services compound dividends daily, except Share Term Certificates. Initial/opening rates are subject to change without notice. Please call your local branch for current rates.

†APY: Annual Percentage Yield

Health Savings Account

Effective 4/28/25
Account type
Rate
APY†
3.10%
3.15%
Download rate sheet Calculators

†APY: Annual Percentage Yield