About Basic Term Life Insurance coverage
As of March 1, 2025, LGFCU no longer offers new Basic $1,000 Group Term Life Insurance. Administration of the insurance has transitioned to Civic Credit Union. Members with coverage don't need to do anything during this transition and your child/teen will remain eligible for the Basic $1,000 Group Term Life Insurance as long as they maintain an active FAT CAT® or Zard Account, through age 19. For details read the Certificate of Insurance.
Increase coverage for added protection
The Supplemental $9,000 FAT CAT and Zard Group Term Life Insurance coverage will expire on June 30, 2025. If you are a supplemental plan holder, State Employees' Credit Union Life will offer you a one-time opportunity to convert your term Supplemental coverage to an individual whole life insurance policy. For more information about the whole life policy offering, contact SECU Life at 855-732-8467.
The help you need for claims
We know this is a difficult time, so we’re here to help. To get started, complete this online form or submit the following term life insurance claim form, along with a certified copy of the Death Certificate and Letters of Administration or Letters Testamentary (if an executor or administrator has been appointed). If you have questions, the SECU life insurance team is just a phone call away 855-732-8467.
Life Insurance is not guaranteed by, or an obligation of any credit union and is not insured by NCUA.
Your resources: Certificate of Insurance
FAT CAT and Zard Group Term Life Insurance is provided by SECU Life Insurance Company. SECU Life Insurance Company is a wholly owned subsidiary of State Employees’ Credit Union. Life Insurance is not guaranteed by, or an obligation of, any credit union and is not insured by NCUA or any other federal government agency.
