Civic Stars
LGFCU home

Term Notes

As of April 1, we are no longer accepting LGFCU loan applications as we ready LGFCU members to move to Civic in June. Don’t worry — we got you covered with loans from Civic.

We’re phasing out LGFCU loan applications as of April 1 as part of the process to get members ready to move to Civic in June. But you won’t have to go elsewhere for loans after March 31 — we’ll waive the $25 minimum share deposit needed to join Civic from April 1 —June 1. 

View rates

Term

Varies by product

Payoff

Single payment of principal and interest

For short-term borrowing, LGFCU offers many types of term notes including our Signature Personal, Share Secured and Share Term Certificate Secured Term Note. Each type offers different rates and terms. Find out which one may be a good fit for your borrowing needs!

Term Note highlights:

  • Rate and loan amount is determined by collateral held (if any)
  • Closed-end, fixed-rate
  • Single payment of principal and interest made at the maturity
  • Maximum original term of 6 months for Share Secured and Signature Term Notes, the original term for STC Term Notes is the remaining term of the STC
  • Lending is limited to residents of North Carolina, South Carolina, Virginia, Georgia and Tennessee.
  • Members must be 18 years of age or older to be eligible for lending services. Subject to approval.

A loan officer can help you select the best term note for your situation.

Next Steps

Choose a way to request the Term Note that’s right for you.

Your resources: Loan Information Checklist

Related links
Recommended articles