Estate planning is an important part of a comprehensive financial plan, and it doesn't have to be difficult. LGFCU members can choose to take advantage of the Estate Planning Essentials Program offered by our partner, State Employees' Credit Union (SECU). It allows you to meet with participating attorneys and have estate planning documents prepared at a flat fee.
The documents that may be included in the program for each member are:
- A Will, which may include trust provisions
- Durable Power of Attorney (POA)
- Health Care Power of Attorney (HCPOA) and Living Will
- HIPAA Authorization
Services included in the Estate Planning Essentials Program are priced at $375 for an individual and $500 for a married couple with similar estate plans, whose documents are prepared at the same time. A spouse who will not have similar documents or will not have documents completed at the same time will pay the individual price of $375.
This program is optional to LGFCU members and is available at SECU branch locations statewide. To participate, you will meet with an SECU Trust Representative to discuss general estate planning concerns. The Estate Planning Essentials Program is intended to cover the needs of most members in a single appointment with the attorney. If your situation requires more complex planning, a Trust Representative will work with you and a local attorney chosen by you to address additional planning needs.
Attorneys participating in the Estate Planning Essentials Program are not employees or agents of the Credit Union, Members Trust Company or any affiliated entity. Trust Representatives are not employees or agents of the participating attorneys. The program is optional for Credit Union members, who may use a participating attorney or select their own attorney. The Credit Union and Members Trust Company are not providing legal services and are not responsible for the services provided by these independent professionals. Trust services are available through Members Trust Company, a federal thrift regulated by the Office of the Comptroller of the Currency. Trust products are not Credit Union deposits, are not insured by NCUA or any other federal government agency, are not obligations of or guaranteed by the Credit Union, Members Trust Company or any affiliated entity, and involve investment risks including the possible loss of principal. The material above is for educational purposes only and is not intended to provide legal or tax advice regarding your situation. For legal or tax advice, please consult your attorney and/or tax professional.
