Meet LGFCU!

There are thousands of local government employees in North Carolina, and many are members of Local Government Federal Credit Union, or LGFCU. As an employee of a local government, you qualify to join LGFCU too. LGFCU is a credit union and, simply put, it's a better way to bank without using a bank.

When you become a member of LGFCU, you're joining more than 300,000 local government employees across the state. Members of LGFCU are the Credit Union's owners. Each member has a vote, and instead of answering to shareholders and investors like a bank, the Credit Union is member-focused. Any profits made by the Credit Union are passed back to members for lower rates, higher dividends on deposits, and expanded financial products and services.

LGFCU has been helping members achieve their financial goals since 1983. For that reason, LGFCU has contracted with State Employees' Credit Union, or SECU, to deliver branch and ATM services to its members. While LGFCU and SECU are two separate credit unions, our partnership allows LGFCU members to enjoy full service at SECU's more than 250 branches and nearly 1,100 Cashpoints ATMs across the state. Or you can access your accounts, apply for loans and more, with online banking anytime, anywhere.

LGFCU can help you keep more of your hard-earned money by offering affordable loan rates, fewer fees, competitive dividends on deposits, and lots of great products and services. Got questions? Talk to one of our friendly Membership Development Officers. They're part of a network of LGFCU representatives across the state who live and work near you. Or, reach out to us anytime.

If you're ready to join LGFCU, just take a pay statement or employee badge to a nearby branch. Find your closest branch at lgfcu.org/locations. Explore why LGFCU is a better way to bank. Visit lgfcu.org. LGFCU is an equal housing opportunity lender and federally insured by NCUA.